Welcome to Arkansas State University!

Loans are funds that you must repay. Federal Loan programs offer a secure, government-regulated and reasonably affordable way to invest in yourself and your goal of a higher education. Even though some loans are based on financial need, there are programs available to all federally eligible students regardless of income.

Federal Direct Loans

The Federal Direct Student Loan is available from the U.S. Department of Education. The loan proceeds are delivered to the school for eligible students and is available to both undergraduate and graduate students to help pay for their educational costs. ASU disburses the loans after they have been approved and processed and classes have begun.

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Federal Direct Grad PLUS Loans

Federal Direct Grad PLUS Loans enable Graduate and Professional students with good credit history to borrow additional funds if they are enrolled at least half-time (5 hours). Direct Grad PLUS loan eligibility is not based on financial need, so these loans are made regardless of income level.

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Private Student Loans

These Student Loans are recommended only for students who have exhausted all of their eligibility for Federal Direct Unsubsidized Loans and Grad PLUS Loans, or are not eligible for the Federal Direct Unsubsidized Loans or Grad PLUS loans.

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University Student Loan Code of Conduct

The university’s first priority in conducting business with student loan providers is to ensure they have services that provide for the best interests of student and parent borrowers.

Loan Calculator

Person using a calculator

Our loan repayment calculator is an easy tool to determine the payment information of your student loan.

Give it a try >>