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+ Campus notification: Campus Activities Resume

Campus Activities Continue Today

Campus activities will continue today, including Dean B. Ellis Library opening at noon, women's basketball this afternoon at 2 p.m. and the Delta Symphony Concert at Fowler Center.

With up to a 1/4 inch of ice on trees around campus, please use caution as the ice begins to fall from trees and elevated surfaces. Many tree limbs have fallen, and during today, more will fall with the ice load in the wind.

While the icy landscape looks pretty, please stay away from low hanging branches and watch out for persistent icy patches on the ground.

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Loans are funds that you must repay. Federal Loan programs offer a secure, government-regulated and reasonably affordable way to invest in yourself and your goal of a higher education. Even though some loans are based on financial need, there are programs available to all federally eligible students regardless of income.

Federal Perkins Loans

This is a low interest (5%) loan to help pay for both undergraduate studies, and graduate studies. Priority is given to students who show exceptional financial need. Federal Perkins Loans are made through Arkansas State University with government funds. This loan must be repaid.

Read more on Federal Perkins Loans >>

Federal Direct Loans

The Federal Direct Student Loan is available from the U.S. Department of Education. The loan proceeds are delivered to the school for eligible students and is available to both undergraduate and graduate students to help pay for their educational costs. ASU disburses the loans after they have been approved and processed and classes have begun.

Read more on Federal Direct Loans >>  

Federal Direct PLUS Loans
(For Parents to Assist their Student)

For dependent students that may need additional loan assistance, Federal Direct PLUS Loans enable parents of dependent students with good credit history to borrow for each student who is enrolled at least half time. Plus loan eligibility is not based on financial need, so these loans are made regardless of income level. Parents must pass a credit check to be eligible.

Read more on Federal Direct PLUS Loans >>  

Private Student Loans

These Student Loans are recommended only for students who have exhausted all of their eligibility for Federal Direct Subsidized, Unsubsidized, Parent PLUS and Grad PLUS Loans, or are not eligible for the Federal Direct, Unsubsidized Federal Direct Student Loans, Parent PLUS or Grad PLUS loans.

Read more on Private Loans >>

University Student Loan Code of Conduct

The university’s first priority in conducting business with student loan providers is to ensure they have services that provide for the best interests of student and parent borrowers.

Loan Calculator

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Our loan repayment calculator is an easy tool to determine the payment information of your student loan.

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