Welcome to Arkansas State University!

Associate Professor of Finance

McAdams Frierson Chair of Bank Management


  • Ph.D., Mississippi State University
  • M.S.B.A., Mississippi State University
  • M.B.A., University of North Alabama
  • B.S., University of North Alabama

Professional Credentials

  • Diploma - Graduate School of Banking of the South at LSU
  • Diploma - Commercial Lending School - Tennessee Bankers Association

Teaching Specialties

  • Commercial Banking 
  • Business Finance
  • Financial Markets and Institution
  • Economic Environment of Banking

Research Interests

  • Asset Liability Management for Commercial Banks
  • Community Banks


  • Financial Management Association
  • Beta Gamma Sigma - Business Honor Society
  • Omicron Delta Epsilon - Economics Honor Society


David Kern completed his Ph.D. in Finance at Mississippi State University at 2004.  His research interest is in the field of commercial banks.  The title of his dissertation was "Asset Liability Management Practices of Community Banks relative to Large Banks: Implication for the Future Viability of Commercial Banks.  He enjoyed the opportunity to work in the banking industry for 10 years prior to moving into an academic career.  He now enjoys teaching finance and banking classes and sharing experiences that he learned while working for a commercial bank.  He has been married for 20 years and has a 5 year old son.  He also enjoys playing golf, watching his son play sports, and attending sporting events.

David Kern

Contact Information

P: 870-680-8466


Building: Business
Room: 332